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Car‑Light Living In Cardiff: The Rail Trail Advantage

October 16, 2025

Imagine running errands, meeting friends at the beach, and catching a train without circling for parking. If you live in Cardiff, the Coastal Rail Trail helps you do more by foot, bike, or bus. Whether you are downsizing, planning a lifestyle move, or preparing to sell, understanding this trail can help you choose the right home and highlight the right features. In this guide, you will see what the trail is, how it connects to transit, what daily life looks like, and what it might mean for property value. Let’s dive in.

Coastal Rail Trail at a glance

A quick timeline

The Encinitas segment through Cardiff is a separated Class I multi‑use path along the rail corridor. The Chesterfield Drive to Santa Fe Drive stretch opened to the public in May 2019 and includes a paved shared‑use path with safe crossings and links to the Santa Fe undercrossing near Swami’s. You can review the segment details on SANDAG’s page for completed Coastal Rail Trail segments. This work was coordinated under the broader North Coast Corridor program to improve mobility and access along the coast; see SANDAG’s Build NCC overview for context.

What you can reach easily

The rail trail links neighborhoods east of the tracks to beaches and businesses along San Elijo Avenue and Highway 101. Many daily destinations, like beach access points and local cafés, fall within a 5 to 20 minute walk or a short bike ride. The Santa Fe undercrossing improves safe access to Swami’s and nearby coastal spots. For many households, this turns quick trips into simple, car‑light outings.

Transit that pairs with the trail

Route 101 bus along the coast

NCTD’s BREEZE Route 101 runs along South Coast Highway 101 with stops in Cardiff, including near Chesterfield Drive and Cardiff Beach. It is the primary coastal bus for short north‑south trips. Check current timetables on NCTD’s schedules page.

COASTER and regional rail

For longer trips, the COASTER commuter rail connects North County to San Diego, with the closest boarding points for Cardiff residents at Encinitas and Solana Beach. There is also coordination with the Amtrak Pacific Surfliner on certain trips. Learn about tickets and connections on NCTD’s COASTER and R2R information.

What car‑light living looks like

  • Run errands on San Elijo Avenue by bike or on foot and skip parking.
  • Reach Swami’s, Cardiff State Beach, and San Elijo Lagoon access points without driving.
  • Pair a bike ride on the trail with a short bus or train hop for longer appointments.
  • Enjoy low‑stress recreational rides and coastal walks on weekends; the corridor links to other segments for longer outings, as covered in this local trail feature.

Benefits for buyers and sellers

  • Quality of life: A safe, separated path can make daily life feel simpler, especially if you prefer fewer car trips or want easier beach access.
  • Marketability: Studies often find neutral to positive impacts from trails on nearby property values and buyer interest, though results vary by neighborhood and market cycle. For an overview of national research, see this summary from the National Recreation and Park Association.
  • Listing strategy: If you are selling near the trail, highlight walkability to beaches, shops, and Route 101 stops, plus first‑ and last‑mile access to COASTER stations.

Safety and realistic expectations

Rail improvements in the San Elijo Lagoon area added second track, upgraded crossings, and new pedestrian undercrossings to improve reliability and safety. These upgrades also support applications for rail Quiet Zones by enhancing warning systems. Read about the 2019 completion of key safety and mobility projects in this Mass Transit report and SANDAG’s double‑tracking overview.

It is wise to set balanced expectations. The trail can replace many short local trips and make transit easier, but it may not remove the need for a car for every commute. Service frequency and your destinations will determine whether you go car‑free or simply reduce to one vehicle.

Quick start checklist

  • Try a week of “second‑car free” living for errands and beach time using the trail.
  • Map your most common trips and pair them with Route 101 or the COASTER when practical.
  • Time your walk or bike to Encinitas or Solana Beach stations for a realistic test.
  • If selling, gather your home’s best rail‑trail selling points and photo angles.
  • If downsizing, look for homes with direct rail‑trail access and simple, level routes.

How we can help

If you are exploring a car‑light lifestyle in Cardiff, we can help you weigh transit access, trail proximity, and day‑to‑day convenience as part of your housing plan. For seniors and families, our Senior Transition Program provides white‑glove, escrow‑funded preparation and move management that reduces stress while you focus on your next chapter. When you are ready to buy, sell, or rightsize with confidence, connect with the Chintz Team.

FAQs

Is the rail trail through Cardiff finished?

  • The Encinitas/Cardiff segment from Chesterfield Drive to the Santa Fe undercrossing opened in May 2019, and the larger Coastal Rail Trail is being built in segments regionwide; see SANDAG’s page for completed segments.

Can I commute without a car from Cardiff?

  • Many local trips work by bike, foot, or the Route 101 bus, and regional options include the COASTER; whether you can be fully car‑free depends on your destinations and schedule, so check NCTD’s schedules and COASTER info here.

How does the trail improve beach and shop access?

  • The separated path connects neighborhoods to San Elijo Avenue, Highway 101 bus stops, and beach access points like Swami’s via the Santa Fe undercrossing; SANDAG’s segment details outline the connections.

Will living near the trail affect my home’s value?

  • Research often shows neutral to positive effects that vary by location; see the national overview from NRPA and consult local sales data for street‑level clarity.

What safety improvements were completed near Cardiff?

  • The San Elijo Lagoon double‑track and related projects added upgraded crossings, new undercrossings, and infrastructure that supports potential Quiet Zones; see SANDAG’s double‑tracking overview and this project recap.

Work With Us

AS A SENIOR REAL ESTATE SPECIALIST (SRES) WE ARE COMMITTED TO MEETING THE REAL ESTATE NEEDS OF SENIORS AND THEIR FAMILY MEMBERS. WE HAVE THE TRAINING AND CREDENTIALS NECESSARY TO COUNSEL 50+ CLIENTS AND THEIR FAMILIES THROUGH MAJOR FINANCIAL AND LIFESTYLE TRANSITIONS INVOLVED IN RELOCATING, REFINANCING OR SELLING THEIR FAMILY HOME.